hi fellow torontonians..
I realized that the rate here in toronto is not very friendly towards younger drivers. I am currently still driving on BC's insurance company ICBC and holding BC license.
i am planning on changing to ontario's insurance co. However, i called Allstate today to get a quote, and damn, they said my rate is so high, they can't insure me. They quote me 9k.
Here is my driving record in a glance,
1 accident in August 01, over 2k damange
1 accident in May, 98, still over 2k, my previous car
1 ticket due to the accident in May 98
1 speeding ticket in 99
Thats about it. Can anyone recommand me any reasonable insurance co that may serve my best interest ? And I am 23, single. About how much should i expect from other co. ?

 

you won't find ins on ANY car for under 6k...
sorry bro...that's my guess tho...I pay 12 this year...12 last and 16 b4 that...
call my agent if you like...believe it or not, she is good...

905 459-4000 Joanne Oake.

 

12+12+16=40 grand in insurance over 3 years? Somebody has to ask "are ya nuts"!! The CLS is 40 grand in Canada (plus taxes etc around 50), insurance over 3 years is 40 grand, wow you could do a lot with 90G's. And this is before mods!

skyline, f*ck getting insurance in TO, drive on ICBC for as long as possible. Even if you get a ticket or in an accident and you have to pay a few thousand, that's still cheaper than paying 9 grand for a year. Have you told ICBC you're leaving the province? Any chance you're going to school there? Maybe you could register and take a course or something, that way you could say you're going to school...

 

chrw:
I see, thats what I had in mind before. But again, I don't want any hassle if in case i get into accident. The law here is that you need to switch license and insurance after 6 month. Of course, techinically, who would know when i got here? but if they really want to dig into this..
I am here for school. I knew many vancouver people who just keep on driving with ICBC insurance because its ok if you go to school here.
How true is that ? Is this assumption of going to school using icbc insurance varified by the motor vehicle branch here in Ontario ?

 

astro:
Thanx a lot for your recommandation. I just don't see the point of paying insurance for almost half of your car's market value. Damn, i only had to pay 1600 for the past two year... prior to accident last year... this year, ICBC wll charge me.. roughly 4 - 5k.. i guess. But i probably will give joanne a call at last resort