mandercruso

So I was leaving work today and found this:











No note, no "sorry i f@#$ed up your car and scratched your rim." I hate parking in the student lot!!!!!!!!! I wish people would have a little more consideration.

Even worse is that I've been thinking about selling my car and someone contacted me yesterday about buying it. I'm hoping I can get this fixed soon and it not cost an arm and a leg. My deductible is $1000



~Amanda

phil217

Thats jacked up...hope u find them and kill them

taxidriversingh

I got more then 7 dents. Bye.

Viking

Sorry about your car mandercruso Some people are so inconsiderate. I hate public lots too! I have to park at a commuter lot and have to deal with door dings and scratches probably from a briefcases or backpack brushing againt my car.

not sure how you would have gotten a scratch like that though.

LannyM

They even got the new rims . Sorry to hear about this Amanda............

NDLunchbox

Amanda,
You should lower your Comp (OTC) deductible to $250 or $500, it should not significantly impact your premium (collision is the expensive part). If you carrier will not let you set different deductibles, I would find one that will.

JOZMAN

Man pictures like these makes me motivated to park 2-3 blocks away from anyone... I feel your pain ... it hurts... I wish we have built in 24/7 cameras in our car and sue those fukers for hitting your baby....

Canyonball

OMG... ouch! I had a similar mishap just last week, but not that bad! My neighbor was even considerate enough to tell me about it. So sorry to hear that jerk didn't leave a note or anything!
Over here in California we have "compact parking", at school I just double park over the double whites at the far end of the lot so ish like that doesn't happen. I hope everything works out...

Canyonball

BTW, though it's not really as pleasing as getting an insurance check etc., karma will get that asshole...

JOZMAN

Hey canyon, where you get those CF hood. Im in the market for one... PM me

taxidriversingh

Its just a dent? Why would you want to sue someone for it?

Canyonball

No....
You PM Me! lol j/k... I'm on it...

virtualbong

Wow, that's weird. My bro just got his 2004 WRX side swiped too while his car was parked, pretty much the same spot too. The fockers didn't leave a note or anything, just white paint on the dented side and scratched up rim.

mg7726

damn that sucks...

i'd estimate $500-$800 to get that quarter panel and rim fixed nicely.

osubuckeye98

Ouch, that hurts just to see it...I work at a university but I always try to find an end spot and park right on the outside line, even if that means i gotta walk an extra mile. So far all my dents/dings have come from parking on campus. Hope you can get that fixed quick, maybe one of those dent doctor places could fix that for cheap, then you could touch up with paint pen? Dunno about the rims tho...

Dan Martin

Powered by Honda

Consider yousefl the luckest girl in the world. I got hit and run 10x worse then that and no note nothing. No offense but my hit and run was probably done by a female driver.

daniel1113

I'll track down the perpitrator and slash his/her tires for $200

AlterZgo

You do realize that comp would not cover her hit and run accident, right? That would still be considered a collision accident. Therefore, the $1000 collision deductible still applies.

Most carriers don't care what deductible amts you choose. Premiums will just be higher for the lower deductibles.

blumpkin

i never park next to anyone

fuck other people

matelot

if you have a secret of keeping others parking next to you, please share

blumpkin

the farthest possible spot

if i see someone park next to me i threaten to hack their limbs off with a rusty butchers knife

drunkenbuda

People are to lazy to walk, just park far but i as you may know. YOu can never escape door dings.

matelot

Do that and get ready to say hello to getting keyed one day

virtualbong

Your best options are to park farther than everyone else so that no one will park there or park in the space that has the less cars surrounding you. I try to get the spot where only one car is next to me and on my driverside (so that I never forget to inspect my car). There's only so much you can do to prevent a door ding.

Canyonball

LOL, that was no ding. That MF cut his/her wheel too early pulling out of the spot most likely and almost tore her baby a new wheelwell. I hear ya' though...

mandercruso

hey guys, thanks for the replies.

Parking on the LSU campus is a lot different than most places. You get down on your knees and praise Jesus if you are able to find a spot. There is no place you can park where no one can not park next to you.

Anyway, I'm about to head out to see if I can find someone to fix this at a reasonable price.

~Amanda

dzuy

that sucks. if they left a note - they might as well as given you their information.

that's what happened to my friend - someone hit her car and they left their phone number and name so that she could contact them and resolve it through the insurance company.

it's the only ethical thing to do.

some people are just plain asshats.

cmf

Here's a far out there question for ya. Does the campus carry any type of insurance to cover things like that?

For example... When I was in the military, you could file a claim to get reimbursed for the deductible for incidents beyond your control that happened on the military installation.

Either way, sorry to hear about that.

NDLunchbox

Ok, you need to read my post more closely. Lowering your Comp ded will not SIGNIFICANTLY raise her premium. It will go up, but since Comp claims are rarer and less expensive, it will not go up as much as lowering her collision. She may be surprised to find she's only saving $100-$150 a year with $1,000 vs. $500 or $250 on comp.

Second, collision involving a parked auto is usually taken to mean upset or overturn. Since any number of things could have caused that damage, most companies would view it as an OTC claim (argument could be made it was VMM).

AlterZgo

In the context of this hit and run accident, I don't understand the rationale for bringing up the issue of the comprehensive coverage deductible.

When your parked car is hit by another car, that is covered under collision, not comp. It would be paid under comp if it was caused by a shopping cart or an animal running into it or a person keying it or hitting it with a baseball bat. Those things would be covered under comp. In Amanda's case, it was clearly caused by some asshole who backed out and scraped along the side of her car. It's a collision claim. If it was vandalism, I doubt the vandal would have gone to the trouble of putting a straight matching scrape to the rim.

What's VMM?

cmf

mandercruso

haha... why do my threads always seem to get hijacked?

cmf.... my school doesn't have the insurance thing you are talking about. I called campus police and had a report filed but I asked the officer, "so basically I'm shit out of luck" and he said pretty much.

I went by a place called DentWorks today but they said it would need body work and they couldn't fix it. No body shops were open today so I'm hoping I can find a good place to fix it next week.

oh, and cmf, I can't believe you are selling your car! So sad. But I can't blame ya, I get sick of having the same car for 8 months (can't wait to sell mine). I go through cars more than I do cellphones. I've had 3 cellphones in 5 years and 4 different cars lol.

~Amanda

cmf

There you go. Sell yours and buy mine.

mandercruso

haha, believe me, I'd LOVE to buy yours, but I've decided to take the SUV route for right now

~Amanda

Alin10123

SUV route? Man... i had a nice 4runner. It was one of the most fuel efficient of the mid sizes. However, with gas prices going up. I sprung for the TSX.

lol, i guess gas doesn't matter to some.
Which one u getting?

NDLunchbox

<- Insurance agent, former A&L Claims Adjuster.

VMM is Vandalism / Malicious Mischief. Comprehensive covers you if you hit an animal (so people aren’t compelled to swerve and cause a more serious accident), never heard of a case of an animal hitting a parked car.

We usually settled cases of damage to parked cars under the Comp deductible because it’s hard to prove what caused the damage and we want to keep the PH happy. Collision only applied to parked cars in cases of upset (the car was physically moved by an impact or very severly damaged) or overturn. And I disagree about what could have caused the damage to Amanda’s car. For all you know it could have been a wheelbarrow or someone carrying a cinderblock carelessly.

AlterZgo

Wheelbarrow or cinderblock? I guess anything's possible since it was in the LSU campus parking lot.

BadBadNeil

Being careful does only so much good as well, as someone pointed out earlier. Last week I was in NC on a trip and everywhere I park I am as far away as humanly possible without being an ass and sideways parking (my girlfriend never understands why I park so far away). Anyways at a hotel during the week I made it a point to park outside our window but on the far side away from any cars. Of course I wake up in the morning, go outside to go get lunch and what do I notice? A dent on my drivers side with blue paint, needless to say I was furious. and they came and left before I even woke up.

I think people who actually care about cars must be like 1% of the population because this sort of thing happens all the time.

mandercruso

I'm getting the 4Runner lol. 05 Sport Edition V6. Probably 2wd with leather.. or I may go 'crazy' and get the 4wd lol. Gas has actually gone down a good $0.15 here so it's now right below $2. And even better is that my insurance is gonna go down $66 every 6 months with the 4Runner. Woo hoo!

Probably at the end of this month or the end of June I'll get rid of the accord... it all depends on how much it costs for me to get my car fixed. Argh... everytime I think about it I get more and more P.O.ed

~Amanda