How much is your car payment?

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Old 04-14-2005, 01:29 PM
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How much is your car payment?

I'm thinking about getting a TSX and i was wondering how much you guys are paying each month for the car payment? i'm thinking about putting about 10k down with great credit
Old 04-14-2005, 01:33 PM
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I have good credit and I put $9000 down and 3.9% APR. My monthly payments are about $375 per month.
Old 04-14-2005, 01:37 PM
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Good credit and put down 8,000. APR is around 5%...$390 for 60 months
Old 04-14-2005, 01:39 PM
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What's a payment?
Old 04-14-2005, 01:40 PM
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One more thing to note. When you're asking the dealership for finance rates, make sure they understand you're going to be putting down a load of money. If you don't, they'll tell you that they can't get a rate lower than 5% for you. Once I mentioned that I was putting down $9000, he suddenly used his magic powers to bring that 5% down to 3.9%.
Old 04-14-2005, 01:40 PM
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There are loan calculators all over the internet that will help you figure out your monthly payments based on loan amount, interest rate, and term. Here's one.
Old 04-14-2005, 01:42 PM
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none.

i went in with 290 benjamins
Old 04-14-2005, 01:42 PM
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put down $6K financed $24K for 60mo @ 4.9%= $451 per mo.

Here is a loan calculator link

http://www.bankrate.com/gookeyword/a...calculator.asp
Old 04-14-2005, 01:44 PM
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$430/Mo.
Old 04-14-2005, 01:45 PM
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0
Old 04-14-2005, 01:48 PM
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74.50 a month 30 years
Old 04-14-2005, 01:52 PM
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280.00 a month
Old 04-14-2005, 02:03 PM
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Originally Posted by Elephantman_nosefacehead
74.50 a month 30 years
You'll still be paying for you TSX when you're flying around in your Mr. Fusion powered hover craft.
Old 04-14-2005, 02:04 PM
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Originally Posted by calitsx
280.00 a month

280/month? how much did you put down? and how is your credit?

My parents are buying it for me and i agreed to just pay the monthly payment while they paydown and they said they would probably put down about 10-15k
Old 04-14-2005, 02:13 PM
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Originally Posted by mg7726
none.

i went in with 290 benjamins

And they promptly beat up the sales guy for you until he gave you the car? Awesome!!

</lame joke>

- g
Old 04-14-2005, 03:09 PM
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$396 per/month w/$3300 down & 4.9% for 72 mos.
Old 04-14-2005, 03:33 PM
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Originally Posted by lilkhmerkid4u
280/month? how much did you put down? and how is your credit?

My parents are buying it for me and i agreed to just pay the monthly payment while they paydown and they said they would probably put down about 10-15k
I see. And now you're trying to figure out exactly what you just agreed to.
Old 04-14-2005, 03:40 PM
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$411.xx @ 4.25 %, down 3k, but I pay around $500 so it would go towards principal
Old 04-14-2005, 03:55 PM
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No monthly payment for me .

One certified check took care of everything.
Old 04-14-2005, 03:57 PM
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Originally Posted by lilkhmerkid4u
280/month? how much did you put down? and how is your credit?

My parents are buying it for me and i agreed to just pay the monthly payment while they paydown and they said they would probably put down about 10-15k
It's hard for us to give you an idea of the payment without knowing what type of sales tax or fees or trade in even with your situation.

With conservative #'s lets say after taxes and fees and all that junk, it's about $30,000 out the door for a tSX with navigation.

If your parents put down $15,000 and they have good credit i'm going to use a conservative interest rate and say 5.9%.

Your payments would be approx $289/month.
Old 04-14-2005, 04:40 PM
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Originally Posted by jlukja
You'll still be paying for you TSX when you're flying around in your Mr. Fusion powered hover craft.
And the bank will take away his house if he can't make the payment on time.
Old 04-14-2005, 04:55 PM
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Angry

Originally Posted by Alin10123
It's hard for us to give you an idea of the payment without knowing what type of sales tax or fees or trade in even with your situation.

With conservative #'s lets say after taxes and fees and all that junk, it's about $30,000 out the door for a tSX with navigation.

If your parents put down $15,000 and they have good credit i'm going to use a conservative interest rate and say 5.9%.

Your payments would be approx $289/month.
Thanks man...

I live in TN so the tax is 9.25%
Old 04-14-2005, 04:56 PM
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anybody k now when the '06 tx are coming out? i'm acutally waiting til my b-day which is in august to actually get the car. Its just that i've already made up my mind on what car i want.

hopefully i can get a fully loaded tsx in August for cheaper than what it is now
Old 04-14-2005, 05:03 PM
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i put 15k down and financed the rest at 3.9 percent for 60 months and paid 7.25 % tax on 27,200
Old 04-14-2005, 05:07 PM
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on a fully loaded tsx with navi?

and how much are you paying a month?

thanks!
Old 04-14-2005, 05:24 PM
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$0.00 Paid for in full. But I would say expect to pay $600 a month with insurance if your around 25 and live near a city.
Old 04-14-2005, 05:33 PM
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3.29%(special president day offer) for 60 months with $3,500 = $436/month
Old 04-14-2005, 06:06 PM
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285 for 60 months. 10k tradein plus 3kcash, 4.2 apr
Old 04-14-2005, 06:19 PM
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thanks red one..how much is tax over in cali?

i'm also thinking about puttin 13k down and maybe getting 3.9 so hopefully i'll get about 250/month ranger
Old 04-14-2005, 07:12 PM
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Old 04-14-2005, 10:03 PM
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$845/month for 3yrs @ 3.3%; 0 money down (auto w/nav)
Old 04-14-2005, 11:04 PM
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6k down 3.9% $430
Old 04-14-2005, 11:10 PM
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Originally Posted by triton
$0.00 Paid for in full. But I would say expect to pay $600 a month with insurance if your around 25 and live near a city.
I'm 26 and live in the heart of Tampa. I'm at $509/month for car and insurance (car=358, insurance=151).
Old 04-15-2005, 06:38 AM
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$0

Old 04-15-2005, 08:23 AM
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$494 a month. I put about 2k down (trade in) and got a nice 2.9% rate.
Old 04-15-2005, 08:37 AM
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8428 down and 351 a month @ 4.19%
Old 04-15-2005, 02:14 PM
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nice
Old 04-15-2005, 02:53 PM
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$500 down, 4.95%, 6 years, 457.62/month.
Old 04-15-2005, 03:57 PM
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does anyone know what the current APR is right now?

thanks,
jpl
Old 04-15-2005, 04:55 PM
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Originally Posted by JPL530i
does anyone know what the current APR is right now?

thanks,
jpl
do you mean the prime rate? 5.75%

http://www.bloomberg.com/markets/rates/


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