Apr
08-04-2003, 01:31 PM
#1
Instructor
Thread Starter
Join Date: Jul 2003
Location: College Park, MD
Posts: 166
Likes: 0
Received 0 Likes
on
0 Posts
Apr
what kind of APR have you gotten for the TSX? i was just reading that someone got a 3.54% and i was wondering if you need near perfect credit to get an APR that good. also, if you put more $ down, does that significantly lower the APR?
08-04-2003, 01:58 PM
#3
Instructor
Join Date: Jul 2003
Location: Boston area
Posts: 115
Likes: 0
Received 0 Likes
on
0 Posts
My credit union (www.direct.com) offers 3.95% up to 60 months; 4.95 up to 72 months. I'm not sure what their cutoff is as far as credit score, but I qualified.
And, at this rate, they'll finance up to 105% of the MSRP of the car.
And, at this rate, they'll finance up to 105% of the MSRP of the car.
08-04-2003, 01:59 PM
#4
Jersey ---> Maryland
Join Date: Jun 2002
Location: Maryland
Age: 46
Posts: 500
Likes: 0
Received 0 Likes
on
0 Posts
Originally posted by teombe
I got 4.14% (AHFC), and you need a 740 on your FICO score to qualify. 3.54%, I don't know- maybe you need to be god or something?
I got 4.14% (AHFC), and you need a 740 on your FICO score to qualify. 3.54%, I don't know- maybe you need to be god or something?
08-04-2003, 02:03 PM
#6
I got 3.54% from AHFC for 60 months. That was a week ago. My credit union offered 4.5%. My FICO score was 747. I think the dealer finance manager mentioned that a FICO of 720 was needed to get the 3.54%
08-04-2003, 02:07 PM
#7
Instructor
Thread Starter
Join Date: Jul 2003
Location: College Park, MD
Posts: 166
Likes: 0
Received 0 Likes
on
0 Posts
what if someone has NO credit, but they have a lot of cash to put down? how do they determine APR if they don't have a credit card or no history of paying bills?
Trending Topics
08-04-2003, 02:22 PM
#9
Racer
Join Date: Jul 2003
Location: NH
Posts: 423
Likes: 0
Received 0 Likes
on
0 Posts
Originally posted by donutchow
what if someone has NO credit, but they have a lot of cash to put down? how do they determine APR if they don't have a credit card or no history of paying bills?
what if someone has NO credit, but they have a lot of cash to put down? how do they determine APR if they don't have a credit card or no history of paying bills?
08-04-2003, 03:08 PM
#12
Intermediate
Join Date: Jul 2003
Location: The Lou, MO
Age: 45
Posts: 38
Likes: 0
Received 0 Likes
on
0 Posts
I got 3.75% at my credit union. That's after i had to bitch at them about my credit. They were gonna give me 4.75%, but I told them I would take my money out and they had to talk to a lot of people, and I finally got it.
08-04-2003, 04:39 PM
#14
Originally posted by jcampod
3% with Chase. I don't know my exact credit score but someone told me it was "well over 1000" ---whatever that means.
3% with Chase. I don't know my exact credit score but someone told me it was "well over 1000" ---whatever that means.
08-04-2003, 05:57 PM
#17
Intermediate
Join Date: Jul 2003
Location: Canada
Posts: 38
Likes: 0
Received 0 Likes
on
0 Posts
Wow, 3.54% for 60 months. In Canada, we can only dream of rates like that.
Our FICO score ranges between 300 and 900, and mine is 798. I have yet to find a financial institution that will do better than Acura's 6.8%.
Our FICO score ranges between 300 and 900, and mine is 798. I have yet to find a financial institution that will do better than Acura's 6.8%.
08-04-2003, 06:33 PM
#20
Pro
Join Date: Jul 2003
Location: Atlanta, GA
Age: 46
Posts: 630
Likes: 0
Received 0 Likes
on
0 Posts
I financed from somewhere in Virginia (a credit union that the Acura dealership used) and they gave me 3.79%. They initially came back with 6.9%, but I knew they were just blowing smoke up my ass. I waited out for 3 days and the salesman finally came back with the 3.79%. I was happy with that and bought the car.
Thread
Thread Starter
Forum
Replies
Last Post
asahrts
Member Cars for Sale
0
09-04-2015 05:55 PM