Insurance for RDX

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Old 12-11-2006, 09:37 AM
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Insurance for RDX

Just curious how much it costs to insure the RDX in different cities. Here's my insurance after shopping around with Geico, Progessive, 21st Century, Farmers and Mercury:

Insurance Company: Mercury
Coverage: full, $100K/50K per accident, including comprehensive, unisured motorist
Car value: $36K
Cost: $406 per 6 months
Area: Orange County, California, USA
Discounts: multi cars, good driver, education

I will switch my home insurance over to Mercury soon to get another 15% discount on the "combo".

Chinh
Old 12-11-2006, 10:12 AM
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I'm with statefarm in northern VA...

Full coverage
Bodily liability 100k person/300k occurrence
Property 50k occurrence

Comprehensive $0 deductible
Collision $250 deductible

Uninsured coverage
100k/300k/50k

Prremium 428.31 per 6 months
Old 12-11-2006, 12:07 PM
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Originally Posted by sasair
I'm with statefarm in northern VA...

Full coverage
Bodily liability 100k person/300k occurrence
Property 50k occurrence

Comprehensive $0 deductible
Collision $250 deductible

Uninsured coverage
100k/300k/50k

Prremium 428.31 per 6 months

That would be a very good deal for my area. I don't think I can get the same here. I wouldn't mind paying an extra $20 for for more coverage and lower deductibles.
Old 12-11-2006, 12:39 PM
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wow... and i thought paying 1000 per 6 months was good. I live in nyc and have geico, currently own an rx-8. Just got quoted around the same for an rdx.
Old 12-11-2006, 01:27 PM
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Insurance company: USAA

Full coverage
Bodily injury 25k per person/50k per accident
Property damage 25k per accident
Uninsured motorist bodily injury 25k per person/50k per accident
Comprehensive $500 deductible
Collision $500 deductible
Rental reimbursement 30 days max/$900

Discount:
Anti-theft
Defensive Driving
Daytime running lights
Multi-car discount
Fewer operators than vehicles

Location: Ft. Sill/Lawton, Oklahoma

Premium: $287.35 per 6 months
Old 12-11-2006, 02:12 PM
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I need to get out of New Jersey. I got $1600 per 6 months with Geico for my wife and I on a 2006 TSX. My wife has no points or tickets while I only have 2 points and one ticket. Hearing about $300-$400 per 6 month premiums makes me cry.
Old 12-11-2006, 04:35 PM
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Originally Posted by 01slvrtl
I need to get out of New Jersey. I got $1600 per 6 months with Geico for my wife and I on a 2006 TSX. My wife has no points or tickets while I only have 2 points and one ticket. Hearing about $300-$400 per 6 month premiums makes me cry.
Well you are also 23 YO and that has alot to do with it also.
Old 12-11-2006, 09:44 PM
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When I bought my RdX my insurance went up $ 200. to $ 845. per 6 Months. I was driving a 99 RL b4. So I called my agent, and she got me a rate from another company $ 534.00. $ 600. per year cheaper. That'll by some premium gas!I had the same insurance company for 15 years, and now I know you have to shop them bums or they will rip you off. Thanks guys on this forum for making me look at my rates more carefully!
Old 12-12-2006, 08:22 AM
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I thought being married actually lowers your insurance. Turns out a phone call to geico just last night revealed a 12 dollars per 6 month increase. They give you little choice but to cover your wife as well (if your spouse has a valid drivers license) It's not bad considering we'll both be covered under the rx8.

Geico also at the moment does not have the RDX on their database. They have no idea what kind of car it was so the quote I received (850 per six months) is based on the purchase price. I'm sure it'll go down once they find out it's amongst the top 13 safest cars in the US with awd and tons of safety features.

Living in or around a big city sucks. the cost of everything is so god damned high.
Old 12-12-2006, 08:54 AM
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Originally Posted by sasair
Well you are also 23 YO and that has alot to do with it also.

IN NJ that is absolutely true, you should probably start to see some discounting after 25 with no tickets. Tickets move you to other "tiers" which are good. Even a 2 point speeding ticket gets you bigger premiums.
Old 12-12-2006, 10:42 AM
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Originally Posted by 01slvrtl
I need to get out of New Jersey. I got $1600 per 6 months with Geico for my wife and I on a 2006 TSX. My wife has no points or tickets while I only have 2 points and one ticket. Hearing about $300-$400 per 6 month premiums makes me cry.
Has nothing to do with NJ, you are under 25 with points, I'm in NJ with a new RDX $800 per year. Slow down, take a class, raise the deductible and age 2 years.
Old 12-19-2006, 01:58 AM
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Originally Posted by chinhman
Just curious how much it costs to insure the RDX in different cities. Here's my insurance after shopping around with Geico, Progessive, 21st Century, Farmers and Mercury:

Insurance Company: Mercury
Coverage: full, $100K/50K per accident, including comprehensive, unisured motorist
Car value: $36K
Cost: $406 per 6 months
Area: Orange County, California, USA
Discounts: multi cars, good driver, education

I will switch my home insurance over to Mercury soon to get another 15% discount on the "combo".

Chinh
Another issue that has come up with insurance is that they will price you a quote and everything will go thru at a great rate. Then they will ask for proof of prior insurance and look up your record etc, then 2 months later your rates will go up. Another way is to get a quote from insurance brokers like http://www.oneshopinsurance.com They can surely help you decide which insurance company is best for your insurance needs.
Old 12-19-2006, 07:57 PM
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When I called my insurance company the difference between my 01 TL and an 07 RDX was only $143 with the same exact coverage: 100/300 with all the same sub options. Didn't sound too bad to me. I thought the turbo engine might really boot it up.
Old 12-21-2006, 10:57 AM
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The amount you pay varies much more by where one lives (and driving record) than by the chosen insurance co.
Old 12-22-2006, 03:56 PM
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Me when i called my Insurance company,they asked me what kind of car do i own.Then i said Acura RDX.after they said:"Sorry,are you sure that you are driving the right car? bcuz i do not find a "RDX" in the "Acura" section".then i said to look in the latest realeased car then they found the Rdx..they said Ohhhh its a 2007!
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