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My awesome no car payment car is done... (check the pic)
Some lady made her left turn in front of me. But the kicker... shes uninsured!!
off course right... but long story short i got my uninsured motorist check from my insurance which isnt much compared to value.
But simple question... can you help me price what you think a sold as is value would be? I need ideas for what i'm gonna do
2004 with 150000 in SoCal. Car does drive but radiator shot in crash. No airbag deployment
Besides the accident everything else is fine expect the interior leather on the front seats is ripped and the dash has some cracks.
Yup. Hit up an auto wrecker. Paint will likely be the most expensive part of the fix. Sounds like you wouldn't get that much money for the TL, due to the cracked dash, torn leather and mileage. Might as well fix it and drive it until the wheels fall off.
Yup. Hit up an auto wrecker. Paint will likely be the most expensive part of the fix. Sounds like you wouldn't get that much money for the TL, due to the cracked dash, torn leather and mileage. Might as well fix it and drive it until the wheels fall off.
if AT Transmission will take a shit before the wheels fall off
No frame damage however the insurance adjuster and body shops repair numbers are right at the value of the car. I dont think its worth putting that much into it
No frame damage however the insurance adjuster and body shops repair numbers are right at the value of the car. I dont think its worth putting that much into it
if through insurance, you're not putting that much into it...
you're only out your deductible.
then once its repaired, you'll have a no-payment car again for just the price of your deductible.
if through insurance, you're not putting that much into it...
you're only out your deductible.
then once its repaired, you'll have a no-payment car again for just the price of your deductible.
Not sure if i follow what you're doing here
I don't think he's confident in his own ability to fix it up is the problem.
My last car was 'totaled' when it was rear ended a few years back. I took the check and used less than half of it to pay a shop to fix it.. Beater car ftw.
I'd go this route too if I were you OP, it's definitely not as bad as it looks, you might have a salvage title on it though but hey , sure beats car payments..
if through insurance, you're not putting that much into it...
you're only out your deductible.
then once its repaired, you'll have a no-payment car again for just the price of your deductible.
Not sure if i follow what you're doing here
sorry forgot to mention i don't have collision on my policy. So all i get from insurance is the check for uninsured motorists
I don't think he's confident in his own ability to fix it up is the problem.
My last car was 'totaled' when it was rear ended a few years back. I took the check and used less than half of it to pay a shop to fix it.. Beater car ftw.
I'd go this route too if I were you OP, it's definitely not as bad as it looks, you might have a salvage title on it though but hey , sure beats car payments..
You my friend are correct lol. I dont have the time or space to do these repairs myself. I know its not that bad but if i have shops do it i think the cost vs value isnt on par
You my friend are correct lol. I dont have the time or space to do these repairs myself. I know its not that bad but if i have shops do it i think the cost vs value isnt on par
Cost vs value is highly subjective in this case though. If you have money to buy a new car, then by all means go for it, we're just giving your options and the likely scenarios we would go with.
Cost vs value is highly subjective in this case though. If you have money to buy a new car, then by all means go for it, we're just giving your options and the likely scenarios we would go with.
keep the money, part out whats left and buy another one. Doyou really want to sink that much money into an 04 AT Base with 150k?
As is you can probably get a couple grand for it. Parts value would be higher. Repaired its probably worth 5k tops with accident history, ripped seats, and cracked dash.
If you can't do the work yourself it's an uphill battle and if the insurance co. didn't come up with enough money to cover the repair, or total the car, sell it as is and get something else. It will turn into another try to fix but never completed project.
That's a good question and I can't answer it, I believe that's probably a state/country difference in this case.
Without a doubt there are differences from state to state (or country) in how auto insurance policies work. I know in Missouri, our un-insured coverage pays the same as regular coverage. My wife's last car was hit by an un-insured motorist. We had to pay our deductible, but everything else was taken care of by our insurance company no differently than if she had been at fault.
We carry un-insured and under-insured coverage for this very reason. Even on our beater/commuter (which is what her previous car was) we never dropped all of the coverage even as the car was paid off and aging. Even if the car is only worth $5k, that is $5k I would rather not have to spend due to some idiot driving without insurance. Could I save that $5k by dropping coverage to liability only? Sure I could...in about 5 years maybe. One or two accidents from other parties, and any savings I had are gone.
To the OP, hopefully this all works out for you somehow. It sucks when things like this happen. Hopefully your insurance company works with you and something good comes of it all.
If you don't feel you can fix it and just about everything else is good on it, maybe you should part out instead of trying to sell whole. You'll make more money that way. I know of a group on Facebook that will automatically start offering you prices on parts if you announce you've been in an accident.
If you don't feel you can fix it and just about everything else is good on it, maybe you should part out instead of trying to sell whole. You'll make more money that way. I know of a group on Facebook that will automatically start offering you prices on parts if you announce you've been in an accident.
07-15-2015, 01:07 PM
(check the pic)
