The 3G Ramblings & General Discussion Thread (Part 2)
10-24-2014, 12:11 PM
Team Owner
10-24-2014, 12:21 PM
as co-workers walk by my office; they automatically can tell I am less endowed today than I was yesterday.
your trick might just work.
10-24-2014, 12:26 PM
Moderator
Join Date: Oct 2004
Location: Not Las Vegas (SF Bay Area)
Age: 39
Posts: 63,172
Received 2,773 Likes
on
1,976 Posts
Today's a day where I need to choke a bitch at work 
10-24-2014, 12:50 PM
Chapter Leader (Southern Region)
I love how random members wander in here to ask about maintenance and general car questions...
It's like.. we're in here.. having a beer.. winding down.. and your co-worker walks in to kill the vibe by talking about work. While I'm here trying to get drunk and get my dick sucked in the bathroom.
Hmm... Hey buddy, want to head to the ladies room with me.
It's like.. we're in here.. having a beer.. winding down.. and your co-worker walks in to kill the vibe by talking about work. While I'm here trying to get drunk and get my dick sucked in the bathroom.
Hmm... Hey buddy, want to head to the ladies room with me.
The following users liked this post:
justnspace (10-24-2014)
10-24-2014, 01:02 PM
Chapter Leader (Southern Region)
Well my mortgages are essentially paying themselves by the renters. I'm really only paying like $400 a month out of pocket (that's just my mortgage because the basement suite doesn't cover the entire mortgage- the other place pays for itself). While paying off the properties is definitely a good idea, it seems there are two trains of thought with this- pay off your house as fast as possible, or use the money that you'd use to pay off the house and invest it and if you make more money than the interest you're paying, you're golden.
10-24-2014, 01:32 PM
Team Owner
10-24-2014, 01:33 PM
Senior Moderator
Well my mortgages are essentially paying themselves by the renters. I'm really only paying like $400 a month out of pocket (that's just my mortgage because the basement suite doesn't cover the entire mortgage- the other place pays for itself). While paying off the properties is definitely a good idea, it seems there are two trains of thought with this- pay off your house as fast as possible, or use the money that you'd use to pay off the house and invest it and if you make more money than the interest you're paying, you're golden.
...but, pay your mortgages. But, what you are doing is not uncommon...
10-24-2014, 01:33 PM
Team Owner
I love how random members wander in here to ask about maintenance and general car questions...
It's like.. we're in here.. having a beer.. winding down.. and your co-worker walks in to kill the vibe by talking about work. While I'm here trying to get drunk and get my dick sucked in the bathroom.
Hmm... Hey buddy, want to head to the ladies room with me.
It's like.. we're in here.. having a beer.. winding down.. and your co-worker walks in to kill the vibe by talking about work. While I'm here trying to get drunk and get my dick sucked in the bathroom.
Hmm... Hey buddy, want to head to the ladies room with me.
10-24-2014, 01:35 PM
Chapter Leader (Southern Region)
To shut his trap with my penis 
10-24-2014, 01:39 PM
Fk bishes...git money!
10-24-2014, 01:41 PM
Senior Moderator
10-24-2014, 01:46 PM
Senior Moderator
Yo, Miz...this is for you. 
I was at this casino in South Africa and I was playing Black Jack... Ok "African-American" Jack. I'm playing 21 right, and I look at the dealer and it was an African dude. I think they put this guy there just to confuse you when you're gambling. Cause I looked at his name tag and I swear to god, the guys name was spelled (excalamation mark) !-X-O-B-I-L-E. I'm like how the hell do you say that. So I'm not from there, I thought I'd take a shot .. I'm like 'yeah could I get another card there... sobile.. Could I get another card there .. sobile. XOBILE !!! See cause I thought you had to start big you know cause the excalamation mark was at the beginning of the name, right. Like, if it was a question mark, I'd be like Xobile ?? But it was a exclamation so I'm like XOBILE ! And he looks at me and he goes "Please do not yell in the casino". Im not yelling man, I'm just trying to say your name. He goes, "That is not how you say my name." Well, how do you say your name ? I swear to God man, the guy goes, my name is pronounced "*click* bilay". He had a click in his name !!!!!!! The guy's name was !xobile.
I was at this casino in South Africa and I was playing Black Jack... Ok "African-American" Jack. I'm playing 21 right, and I look at the dealer and it was an African dude. I think they put this guy there just to confuse you when you're gambling. Cause I looked at his name tag and I swear to god, the guys name was spelled (excalamation mark) !-X-O-B-I-L-E. I'm like how the hell do you say that. So I'm not from there, I thought I'd take a shot .. I'm like 'yeah could I get another card there... sobile.. Could I get another card there .. sobile. XOBILE !!! See cause I thought you had to start big you know cause the excalamation mark was at the beginning of the name, right. Like, if it was a question mark, I'd be like Xobile ?? But it was a exclamation so I'm like XOBILE ! And he looks at me and he goes "Please do not yell in the casino". Im not yelling man, I'm just trying to say your name. He goes, "That is not how you say my name." Well, how do you say your name ? I swear to God man, the guy goes, my name is pronounced "*click* bilay". He had a click in his name !!!!!!! The guy's name was !xobile.
10-24-2014, 01:48 PM
Team Owner
I can comfortably afford the mortgage on my house without the basement suite. I can always sell the other house off too. I bought it for a bit cheaper because it needed work, which I ended up doing myself, so I have no worries about breaking even on it at the very worst. As it stands, I raised it's value a bit by current market standards and raised my equity on it.
Like I said before, I'm never going to get rich working for someone else. I need to find my own way. What I'm doing now offers a comfortable level of risk. Can't wait to buy another one
For the second place, the renters are paying for the place and I'm making a small positive cash flow on it (like $100/month after insurance, taxes, etc). That's no different than living in your own house and paying it off every month. Not many people make accelerated payments on their homes to get them paid off. By the end of the day, my tenants are paying that house for me and if I sell it at the same price I bought it for, I'm still making money because of the equity my tenants are putting into the house every month. I'd have to lose a decent amount on the house at this point to break even by the end of the day. I'm keeping the places for the long haul and will eventually sell if them off in 15-25 years, depending on the circumstances.
I assure you if property values plummeted here tomorrow, I, along with many others, would go on a housing shopping spree buying homes like crazy because what goes down eventually goes back up. That's the reason the value isn't going down. There's way too much demand and Edmonton cannot keep up with the demand.
But that being said, the reason I want to diversify is because it's never wise to have all your eggs in one basket. If shit does hit the fan, I don't want all my hard work to go down with it. Only a part of it, lol.
I feel like I'm starting to sound like a pompous asshole. Sorry. I'm not rich by any stretch of the imagination. I'm trying to establish myself though for a comfortable life, and the earlier one starts, the better. It's my cheap-as-fuck immigrant parents who instilled such values in me :P
Last edited by TacoBello; 10-24-2014 at 01:56 PM.
10-24-2014, 01:50 PM
Whats up with RDX owners?
iTrader: (9)
Yo, Miz...this is for you.
I was at this casino in South Africa and I was playing Black Jack... Ok "African-American" Jack. I'm playing 21 right, and I look at the dealer and it was an African dude. I think they put this guy there just to confuse you when you're gambling. Cause I looked at his name tag and I swear to god, the guys name was spelled (excalamation mark) !-X-O-B-I-L-E. I'm like how the hell do you say that. So I'm not from there, I thought I'd take a shot .. I'm like 'yeah could I get another card there... sobile.. Could I get another card there .. sobile. XOBILE !!! See cause I thought you had to start big you know cause the excalamation mark was at the beginning of the name, right. Like, if it was a question mark, I'd be like Xobile ?? But it was a exclamation so I'm like XOBILE ! And he looks at me and he goes "Please do not yell in the casino". Im not yelling man, I'm just trying to say your name. He goes, "That is not how you say my name." Well, how do you say your name ? I swear to God man, the guy goes, my name is pronounced "*click* bilay". He had a click in his name !!!!!!! The guy's name was !xobile.
I was at this casino in South Africa and I was playing Black Jack... Ok "African-American" Jack. I'm playing 21 right, and I look at the dealer and it was an African dude. I think they put this guy there just to confuse you when you're gambling. Cause I looked at his name tag and I swear to god, the guys name was spelled (excalamation mark) !-X-O-B-I-L-E. I'm like how the hell do you say that. So I'm not from there, I thought I'd take a shot .. I'm like 'yeah could I get another card there... sobile.. Could I get another card there .. sobile. XOBILE !!! See cause I thought you had to start big you know cause the excalamation mark was at the beginning of the name, right. Like, if it was a question mark, I'd be like Xobile ?? But it was a exclamation so I'm like XOBILE ! And he looks at me and he goes "Please do not yell in the casino". Im not yelling man, I'm just trying to say your name. He goes, "That is not how you say my name." Well, how do you say your name ? I swear to God man, the guy goes, my name is pronounced "*click* bilay". He had a click in his name !!!!!!! The guy's name was !xobile.
The following users liked this post:
Franchise1124 (10-24-2014)
10-24-2014, 01:53 PM
Moderator
Join Date: Oct 2004
Location: Not Las Vegas (SF Bay Area)
Age: 39
Posts: 63,172
Received 2,773 Likes
on
1,976 Posts
The following users liked this post:
civicdrivr (10-24-2014)
10-24-2014, 01:56 PM
Senior Moderator
<<<@!1!@>>>
The following 2 users liked this post by Yumcha:
civicdrivr (10-24-2014),
TacoBello (10-24-2014)
10-24-2014, 01:58 PM
Whats up with RDX owners?
iTrader: (9)
Grassyass.
10-24-2014, 02:07 PM
Team Owner
The tags at the bottom of this thread are priceless! 
10-24-2014, 04:06 PM
Yes, the cum towels have been discussed.
10-24-2014, 04:27 PM
Senior Moderator
10-24-2014, 05:22 PM
Safety Car
10-24-2014, 05:34 PM
Chapter Leader (Southern Region)
With the amount of available work and the lack of available housing in the province, I'm not worried at all. It won't change over night either, unless every car company and machine in the world stops relying on oil.
I can comfortably afford the mortgage on my house without the basement suite. I can always sell the other house off too. I bought it for a bit cheaper because it needed work, which I ended up doing myself, so I have no worries about breaking even on it at the very worst. As it stands, I raised it's value a bit by current market standards and raised my equity on it.
Like I said before, I'm never going to get rich working for someone else. I need to find my own way. What I'm doing now offers a comfortable level of risk. Can't wait to buy another one
For the second place, the renters are paying for the place and I'm making a small positive cash flow on it (like $100/month after insurance, taxes, etc). That's no different than living in your own house and paying it off every month. Not many people make accelerated payments on their homes to get them paid off. By the end of the day, my tenants are paying that house for me and if I sell it at the same price I bought it for, I'm still making money because of the equity my tenants are putting into the house every month. I'd have to lose a decent amount on the house at this point to break even by the end of the day. I'm keeping the places for the long haul and will eventually sell if them off in 15-25 years, depending on the circumstances.
I assure you if property values plummeted here tomorrow, I, along with many others, would go on a housing shopping spree buying homes like crazy because what goes down eventually goes back up. That's the reason the value isn't going down. There's way too much demand and Edmonton cannot keep up with the demand.
But that being said, the reason I want to diversify is because it's never wise to have all your eggs in one basket. If shit does hit the fan, I don't want all my hard work to go down with it. Only a part of it, lol.
I feel like I'm starting to sound like a pompous asshole. Sorry. I'm not rich by any stretch of the imagination. I'm trying to establish myself though for a comfortable life, and the earlier one starts, the better. It's my cheap-as-fuck immigrant parents who instilled such values in me :P
I can comfortably afford the mortgage on my house without the basement suite. I can always sell the other house off too. I bought it for a bit cheaper because it needed work, which I ended up doing myself, so I have no worries about breaking even on it at the very worst. As it stands, I raised it's value a bit by current market standards and raised my equity on it.
Like I said before, I'm never going to get rich working for someone else. I need to find my own way. What I'm doing now offers a comfortable level of risk. Can't wait to buy another one
For the second place, the renters are paying for the place and I'm making a small positive cash flow on it (like $100/month after insurance, taxes, etc). That's no different than living in your own house and paying it off every month. Not many people make accelerated payments on their homes to get them paid off. By the end of the day, my tenants are paying that house for me and if I sell it at the same price I bought it for, I'm still making money because of the equity my tenants are putting into the house every month. I'd have to lose a decent amount on the house at this point to break even by the end of the day. I'm keeping the places for the long haul and will eventually sell if them off in 15-25 years, depending on the circumstances.
I assure you if property values plummeted here tomorrow, I, along with many others, would go on a housing shopping spree buying homes like crazy because what goes down eventually goes back up. That's the reason the value isn't going down. There's way too much demand and Edmonton cannot keep up with the demand.
But that being said, the reason I want to diversify is because it's never wise to have all your eggs in one basket. If shit does hit the fan, I don't want all my hard work to go down with it. Only a part of it, lol.
I feel like I'm starting to sound like a pompous asshole. Sorry. I'm not rich by any stretch of the imagination. I'm trying to establish myself though for a comfortable life, and the earlier one starts, the better. It's my cheap-as-fuck immigrant parents who instilled such values in me :P
If you owe 300k on a 30 year note at 5%, that's roughly 280k you'll be paying in interest alone over the life of the note. Now if you turned an extra 5 bills into the monthly mortgage, you'll pay the note off in 18 years and save 125k in interest alone. Plus you paid it off in 18 years.. that means you have 12 years of rent coming back at you for the original life of note, and then in perpetuity. Just for that 12 years, not considering inflation and all, that's 230k. By putting an extra 5 bills into the mortgage, you're essentially saving 355k.
Now lets say you play around in some high risk stocks. Let's assume you don't get raped. You put those 5 bills into the market, whatever it might be.. let's say you get 10% return in 30 years officespacethatwouldbenice.jpg. Your gain will be close to a million at 30 years. But if you pay off the house early, you'll have that positive cash flow.. roll it back in, minus the savings of not still having to pay the house down, and consider yourself ahead of the game with less risk.
What I'm trying to convey is that paying off the house is the safe bet. If I knew I could put money in the market and get 10% over the life of my investment.. I'd roll that fucker all the way to the bank. But for the average joe, it's an unknown. Lots of variables, heck your property value could double and you sell early. Roll money into some undervalued stock, blow up 10x in a few years... immrichhhbitchhh.png
I just think that by putting the extra monies back into the house is better in the long run. If you're planning on selling in 10 years and banking on it having a high equity return.. well.. nvm. Lots of think about.. but the market isn't for amateurs. I can guarantee you that.
The following 6 users liked this post by Majofo:
Franchise1124 (10-28-2014),
ggesq (10-24-2014),
justnspace (10-24-2014),
rockstar143 (10-24-2014),
Slpr04UA6 (10-24-2014),
and 1 others liked this post.
10-24-2014, 06:19 PM
that might be the best post you've ever made, Majofo. Retire now...it's all gonna be downhill from here
10-24-2014, 07:31 PM
-------Tim-------
^wait, wait! 
He'll have another!
He'll have another!
10-25-2014, 12:51 AM
Senior Moderator
10-25-2014, 08:43 AM
10-25-2014, 09:41 AM
Senior Moderator
That tree is a prick.
10-25-2014, 02:20 PM
Team Owner
^ looks like a nice back scratcher 
10-25-2014, 02:23 PM
Senior Moderator
The following users liked this post:
asianspec (10-26-2014)
10-25-2014, 02:31 PM
Team Owner
10-25-2014, 02:37 PM
Team Owner
Finished my drum brakes on the TL last night at about 3am. Took me and a buddy almost 5 hours to do it. Fuck drum brakes. Why didn't honda use a caliper style ebrake?! Cheap fucks.
Long story, but I haven't had an ebrake for almost two weeks because I destroyed the brake shoes on one side. You know that rubber nipple on the hub face of the rotor? Don't push it in... And then leave it in. It'll fuck some serious shit up on the inside
I had to even replace the 1/2" thick stud thingy for which the brake shoes attach to due to the carnage that occurred. Surprised and happy my abs sensor didn't get messed up.
Today I'll be baking my headlights. Putting the amber diffusers back in
Long story, but I haven't had an ebrake for almost two weeks because I destroyed the brake shoes on one side. You know that rubber nipple on the hub face of the rotor? Don't push it in... And then leave it in. It'll fuck some serious shit up on the inside
I had to even replace the 1/2" thick stud thingy for which the brake shoes attach to due to the carnage that occurred. Surprised and happy my abs sensor didn't get messed up.
Today I'll be baking my headlights. Putting the amber diffusers back in
10-25-2014, 02:40 PM
Whats up with RDX owners?
iTrader: (9)
Yea, when I did the shoes on my CL, the first side took about three hours. The other side was a breeze after that though.
10-25-2014, 02:51 PM
Team Owner
10-26-2014, 03:41 PM
Team Owner
Finished off my headlights today- The car looks so much better in my mind. Debating whether I should post a pic now, or post a set in the spring when I get everything done. Hmmm...
10-26-2014, 05:41 PM
Now!
Dude, the rubber piece caused that kinda damage? I'm guessing it knocked something more substantial loose. Sucks!
I've never done drums and never want to!
Funny, I was contemplating putting the amber back in on my 2nd set of headlights too!
Dude, the rubber piece caused that kinda damage? I'm guessing it knocked something more substantial loose. Sucks!
I've never done drums and never want to!
Funny, I was contemplating putting the amber back in on my 2nd set of headlights too!
10-26-2014, 07:05 PM
Team Owner
Ok, I'll just post teaser shots. I won't show the whole car until the spring when I get the other things done.
Here's a before shot:
In action:
Assembly in progress:
Final product (yes, I know the lense is dirty. It's been cleaned since):
The amber/blacked out bezel, with the anthracite paint looks so sick. So much better than chrome and anthracite, that's for sure. The car looks soooo much nicer now!
Last edited by TacoBello; 10-26-2014 at 07:07 PM.
10-27-2014, 12:12 AM
Chapter Leader (Southern Region)
Are you fucking kidding me.. you went from clears to stock.. 
And it took you 5 fucking hours to do drums..
And it took you 5 fucking hours to do drums..
10-27-2014, 12:12 AM
Chapter Leader (Southern Region)
I honestly think that the rears should have been drums. Better bias.. 
10-27-2014, 05:51 AM
Ordered new rotors and pads for the TL-S. My hood comes today!